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Stop Loss Money Management

Anna, Thanks so much for this fantastic website, in particular the bit on money management. I am about to start trading and have taken all the advice to heart. One thing – the broker I am with offers guaranteed stop-loss orders at a premium, to prevent incurring losses should something ‘unforeseen’ happen. Could I ask you about your opinion on this? Would it be worth it? How often do such things happen? Thanks, and best of luck with your work! Heike